Insurance 3item In accordance with the provisions of the life insurance policy, the insurer should pay the beneficiaries - determined by the insured - a sum of money at the event of his death. Should the estate of the deceased not be sufficient to pay off his debts, is it permissible for the creditors to get back their money through the compensation the insurance company would pay? What is the view on life insurance policies? Is it permissible to use the health insurance cards for people other than the holder’s own family? And is it permissible for the cardholder to put it at the disposal of other people?