Credit and Cash Sale 5item The owner of a car offered it for sale at a particular price in cash and a higher one on a ten-month credit. To his mind, the buyer concluded that the difference in price is a surcharge over and above the cash price. Taking into consideration the conclusion of the buyer that he was going to enter into a ribā-bearing deal, is such a transaction considered as a ribā-based one and, therefore, invalid? In a sale contract, it was agreed that the price of the goods should be paid by installments over a period of one year. The buyer would then take delivery of the goods after one year of the payment of the first installment. However, the payment of the first installment is long overdue. Has the vendor the right to exercise the choice of revoking the contract for delay? If the first installment is delayed beyond its usual time, while there is no specific time for the payment, and no right to revoke on delayed payment is stipulated in the contract for the vendor, has he the right to revoke the transaction because of a delay in paying the installment? What is the view on buying goods on credit for a price that is higher than the cash price? And what is the view on exchanging a check, due after a while, for an amount that is less than the amount written in the check itself? The Ministry of Education constructed a building to house the facilities of a technical institute on a plot of land, on the understanding that it would pay the owners of the land at a later date. However, having finished the building, the officials of the Ministry did not keep their word. For their part, the landlords made it clear that they were not happy and that they regard the building as a usurped property, in which case holding prayer on the premises is deemed lacking in validity. What is the ruling in this matter?